From July 1, 2025, several updates to Vietnam’s Social Health Insurance (SHI) policy will take effect. These changes may impact healthcare costs, employee benefits, and how organizations manage healthcare coverage.
To support organizations and HR teams, Fullerton Health Vietnam (FHVI) has developed a resource:
“Summary of SHI 2025 Updates and Guidance on Managing Benefits When Combining SHI and Private Health Insurance.”
Key Social Health Insurance Updates in 2025
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Telemedicine services included within SHI coverage.
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Certain inpatient treatments may not require referral documents.
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Adjustments in hospital billing processes, including coordination between SHI and private services.
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Selected groups may be eligible for higher levels of coverage under SHI.
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Simplified procedures using chip-based ID cards or VNeID.
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💡 These updates may support more convenient access to healthcare services, depending on individual circumstances.
Why combine SHI and private health insurance?
SHI supports basic healthcare costs but has defined coverage limits and provider networks.
Private health insurance can complement SHI by covering additional services such as upgraded facilities or treatments beyond SHI scope.
When used together, employees and businesses benefit from:
✅ Manage healthcare expenses more flexibly.
✅ Allocate benefits more effectively.
✅ Utilize coverage from each insurance type based on specific needs.
What’s inside the FHVI resource
The material is designed to be easy to understand and includes:
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Key updates of SHI 2025.
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Guidance on managing benefits when combining SHI and private insurance.
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Practical scenarios illustrating healthcare usage and cost allocation.
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Who should read this??
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Businesses & HR teams: to managing benefits and budgets.
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Insurance brokers & partners: to stay updated and advise clients.
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Employees in Vietnam: to understand how to maximize their insurance benefits.
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About Fullerton Health Vietnam
Fullerton Health Vietnam (FHVI) provides services in third-party administration (TPA), corporate health screening, and healthcare program advisory (Wellbeing).
FHVI supports organizations in:
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Designing and refining healthcare benefit programs.
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Managing insurance-related costs.
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Enhancing employee healthcare experience.
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